annuity là gì
annuity là gì, An annuity is a financial product that provides regular payments to an individual over a period of time. Annuities can be used for retirement income, investment growth or other financial goals. The payments from an annuity are determined by the contract terms, which may include the length of the payout period, interest rates and other factors.
annuity là gì
An annuity is a type of insurance that can provide you with a steady income stream during retirement. How does an annuity work? An annuity is purchased with a lump sum of money, and in return, the insurer agrees to make periodic payments to the annuitant (the person who purchased the annuity) for a certain period of time, typically for the rest of their life.
There are different types of annuities, including fixed annuities and variable annuities. Fixed annuities provide guaranteed payments for a specific period of time, while variable annuities offer payments that can fluctuate based on the performance of underlying investments.
Advantages of Annuities
One advantage of an annuity is that it can provide guaranteed income during retirement. This can be especially beneficial if you are worried about outliving your savings.
Another advantage is that you may be able to receive tax benefits when you purchase
How to find the best annuity rates?
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An annuity is a type of loan where you make fixed payments over a set period of time. The payments are made up of both interest and principal, and they're usually paid monthly. An annuity can be a good option if you need to borrow money for a large purchase like a home or car. The main advantage of an annuity is that it gives you the security of knowing your payments will stay the same each month.